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Hill Country Pre-Construction Checklist: Surveys, Soils, Utilities, and Permits

You've found the perfect lot in Boerne, secured financing, and you're ready to build your dream Hill Country home. But before your custom home builder can break ground, there's crucial groundwork that needs to happen—literally. Understanding what due diligence is required before construction starts can save you months of delays, thousands of dollars, and countless headaches.

As a custom home builder with over 25 years of experience in the Texas Hill Country, KC Custom Homes has guided hundreds of families through the pre-construction process in New Braunfels, Boerne, San Antonio, and throughout the surrounding communities. We've learned that the most successful building projects begin with thorough preparation—knowing exactly what your land can support before the first line is drawn on your floor plan.

This comprehensive pre-construction checklist will walk you through everything you need to confirm before design starts, from boundary surveys and soil reports to utility availability and permit requirements. Whether you're building in a premier Hill Country community or on your own rural acreage, this guide ensures you're prepared for a smooth custom home building experience.

Quick Reference: Hill Country Pre-Construction Checklist

Before you begin designing your custom home, confirm these essential items:

Land & Site Assessment:

  • Boundary and topographic survey
  • Soils report and drainage path analysis
  • Tree survey and preservation requirements

Utilities & Infrastructure:

  • Water availability (municipal or well)
  • Sewer connection or septic system requirements
  • Electric service location and capacity
  • Natural gas availability
  • High-speed internet options (fiber, cable, satellite)

Legal & Regulatory:

  • Setback requirements (front, side, rear)
  • Easements and their impact on buildable area
  • Deed restrictions and protective covenants
  • HOA architectural guidelines (if applicable)

Access & Safety:

  • Driveway access and fire department requirements
  • Emergency vehicle turnaround specifications
  • Mailbox cluster or individual delivery

Site Optimization:

  • Lot orientation for views, sunlight, and prevailing winds
  • Natural features to preserve or incorporate
  • Privacy considerations from neighboring properties

Permitting Path:

  • Jurisdiction determination (county vs. city)
  • Required permits and approval timeline
  • Inspection schedule and requirements
Modern Hill Country home exterior with black metal roof, limestone accents, and large windows built by KC Custom Homes

What Due Diligence Should I Do Before Design Starts?

Answer: Confirm your survey, soils, and utilities first. These three elements determine where and how your home can sit on the land, directly influencing your design possibilities and construction budget.

The biggest mistake we see from prospective custom home builders is starting the design process before understanding their land's constraints and opportunities. Your architect can create the most beautiful plans in the world, but if they don't account for a drainage easement running through your ideal home location or soil conditions requiring specialized foundations, you'll be redesigning from scratch—and paying for it twice.

Essential Pre-Design Documentation

Boundary and Topographic Survey: Your boundary survey establishes the legal property lines, while the topographic survey shows elevation changes, existing structures, trees, and natural features. Together, these surveys create the base map that every other professional will use—from your architect to your civil engineer.

What the survey reveals:

  • Exact property boundaries and total square footage
  • Elevation changes and natural drainage patterns
  • Existing trees, vegetation, and significant features
  • Utility easements and access rights
  • Encroachments or potential boundary issues

In the Hill Country, topography is rarely flat. Understanding your lot's elevation changes early helps our design team create homes that work with the land rather than fighting against it—often resulting in more interesting architecture and lower site preparation costs.

Geotechnical Soils Report: Texas Hill Country soil conditions vary dramatically even within the same neighborhood. Some areas have solid limestone just below the surface, while others have expansive clay that shifts with moisture changes. Your soils report tells your engineer exactly what foundation system your home requires.

Critical soil analysis includes:

  • Bearing capacity for foundation design
  • Expansion potential and moisture sensitivity
  • Depth to bedrock or hardpan
  • Drainage characteristics and permeability
  • Foundation recommendations and cost implications

The difference between standard engineered slab-on-grade and pier-and-beam foundations can impact your budget by $30,000-$75,000 or more. Knowing this upfront allows for accurate budgeting rather than unpleasant surprises during construction.

Utility Availability Documentation: Before falling in love with a specific floor plan, confirm what utilities are available and where they're located. The distance from your building site to water, sewer, and electric connections directly affects both your budget and your home's placement on the lot.

For each utility, document:

  • Location of nearest connection point
  • Service provider and capacity availability
  • Connection fees and estimated costs
  • Timeline for new service installation
  • Alternative options if primary service unavailable

Ready to see how these considerations come together in real Hill Country homes? Explore our exterior gallery to see how we've optimized home placement and design across diverse lot conditions throughout the region.

Open-concept Hill Country living room with vaulted wood-beam ceiling, large windows, and seamless flow to the kitchen by KC Custom Homes

How Do Utilities and Septic Affect Cost and Layout?

Answer: Utility serviceability drives both your construction budget and home footprint. Long utility runs, septic system requirements, or the need for well water can significantly shift your floor plan and overall project costs.

One of the most common surprises for custom home buyers is discovering that utility infrastructure costs as much or more than they budgeted for their entire foundation. In the Hill Country, where lots often prioritize views and privacy over proximity to services, utility planning becomes critical.

Water Service: Municipal vs. Well

Municipal Water: If your lot has access to city or water district service, you'll typically pay a connection fee plus the cost of running the service line from the street to your home. In Boerne, New Braunfels, or established Hill Country subdivisions, this is usually straightforward.

Connection considerations:

  • Tap fees: $3,000-$8,000+ depending on jurisdiction
  • Service line installation: $5,000-$15,000+ based on distance
  • Meter size and capacity requirements
  • Water district impact fees in some areas
  • Timeline: Usually 2-4 weeks once permits approved

Well Water: More rural Hill Country properties may require drilling a private well. While this eliminates monthly water bills, the upfront investment is substantial and success isn't guaranteed.

Well drilling costs and considerations:

  • Drilling cost: $15,000-$40,000+ depending on depth to water
  • Pressure tank and treatment system: $3,000-$10,000+
  • Testing and permitting requirements
  • No guarantee of finding adequate water
  • Ongoing maintenance and potential replacement
  • May affect mortgage financing options

Wastewater: Sewer vs. Septic

Municipal Sewer: Like water service, sewer connections in serviced areas involve tap fees and service line installation. However, wastewater lines must maintain proper slope, which can complicate installation on hilly lots.

Sewer connection planning:

  • Sewer tap fees: $3,000-$10,000+ depending on jurisdiction
  • Service line installation with proper slope
  • Potential need for grinder pump on challenging terrain
  • Capacity and flow requirements
  • Monthly service fees

Septic Systems: Many beautiful Hill Country lots require on-site wastewater treatment. The Texas Commission on Environmental Quality (TCEQ) regulates septic systems, and requirements vary based on soil conditions, lot size, and proximity to wells or surface water.

Septic system requirements:

  • Site evaluation by licensed professional: $400-$800
  • TCEQ permit application and approval: 2-4 weeks
  • Conventional system installation: $8,000-$15,000
  • Aerobic treatment unit (if required): $12,000-$25,000+
  • Required separation distances from home, wells, and property lines
  • Minimum lot size requirements (typically 1+ acres)
  • Annual maintenance and inspection requirements

The layout impact is significant: Your septic system's drain field requires substantial dedicated space and must be located in suitable soils at appropriate distances from your home, well, and property boundaries. This often dictates where your home can be positioned on the lot.

Electric, Gas, and Internet

Electric Service: Contact your local provider (CPS Energy in San Antonio, GVEC in some areas, or Bandera Electric Cooperative in western Hill Country) early to confirm availability and plan service routing.

Power connection considerations:

  • Service location and capacity
  • Underground vs. overhead installation
  • Trenching costs for underground service
  • Transformer placement and requirements
  • Construction power temporary service

Natural Gas: Not all Hill Country areas have natural gas service. Alternative options include propane tanks, which require proper placement and regular refills but offer similar functionality.

Internet Service: For many Hill Country residents, reliable high-speed internet is non-negotiable. GVTC offers fiber in many areas, but coverage varies. Research options early, especially if you work from home.

Understanding these utility realities early in the process allows our team to design your home's placement and systems to minimize infrastructure costs while maximizing the features you love. Ready to discuss how utilities impact your specific lot? Contact us for a complimentary site consultation.

Hill Country kitchen with natural wood cabinetry, marble backsplash, and vaulted ceiling beams designed by KC Custom Homes

Why Do Setbacks, Easements, and HOA Rules Matter?

Answer: These legal requirements define your actual building envelope—the area where you can construct your home—and often dictate exterior design standards. Ignoring them leads to costly redesigns or compliance issues.

Your property boundary and your building envelope are not the same thing. Most custom home buyers are surprised to discover that the usable building area on their lot may be 30-40% smaller than the total acreage due to setbacks, easements, and other restrictions.

Understanding Setback Requirements

Setbacks are the minimum distances your home must be from property lines. These requirements vary by jurisdiction and are designed to ensure adequate spacing between structures, maintain sight lines, and protect utility access.

Common Hill Country setbacks:

  • Front setback: Typically 25-50 feet from the front property line or road right-of-way
  • Side setbacks: Usually 10-25 feet from side property lines
  • Rear setback: Often 20-30 feet from the rear property line
  • Additional structures: Detached garages, workshops, and pools have separate setback requirements

Why this matters for design: If you purchased a one-acre lot (roughly 209' x 209') with 30-foot setbacks on all sides, your actual building envelope is only 149' x 149'—reducing your usable area by nearly 50%. Understanding these constraints upfront ensures your floor plan fits comfortably within the allowed building area.

Easements: Hidden Restrictions on Your Land

An easement grants someone else the right to use a portion of your property for a specific purpose. Utility easements are most common, but drainage, access, and conservation easements also exist.

Types of easements affecting Hill Country lots:

  • Utility easements: Electric, water, sewer, or communication lines crossing your property
  • Drainage easements: Preserving natural water flow paths
  • Access easements: Allowing access to landlocked neighboring properties
  • Conservation easements: Protecting natural features or wildlife habitat

Critical considerations:

  • You cannot build permanent structures within most easements
  • Utility companies can access easements for maintenance without notice
  • Easements often coincide with best building sites or views
  • Some easements require ongoing maintenance by the property owner

Your survey will show all recorded easements, but also check with your title company for any unrecorded easements or implied access rights that might affect your plans.

Deed Restrictions and Protective Covenants

Many Hill Country subdivisions include deed restrictions designed to maintain property values and community standards. These private agreements often impose requirements beyond basic zoning laws.

Common deed restrictions:

  • Minimum square footage requirements (often 2,000-3,500+ sq ft)
  • Architectural style guidelines (Hill Country, ranch, contemporary)
  • Exterior material restrictions (stone percentages, roof colors)
  • Fence height, style, and placement requirements
  • Outbuilding and accessory structure limitations
  • Restrictions on RVs, boats, or commercial vehicles

HOA Architectural Review

If you're building in a community with a Homeowners Association, prepare for an additional layer of review. Most HOAs require architectural review committee approval before construction begins.

HOA approval process typically includes:

  • Submission of complete architectural plans
  • Material samples and color selections
  • Landscape plan and hardscape details
  • Timeline: Usually 30-60 days for review
  • Possible required modifications to meet standards

The good news? KC Custom Homes has extensive experience working within HOA guidelines across premier Hill Country communities. We understand how to design homes that satisfy both your vision and community requirements—avoiding delays and costly revisions.

Want to see how we've successfully navigated HOA requirements while creating stunning custom homes? Browse our exterior portfolio showcasing diverse architectural styles across various community guidelines.

What Permits Are Needed in the Hill Country?

Answer: Permitting jurisdiction and requirements vary significantly across the Hill Country. Starting early and understanding your specific location's requirements prevents costly schedule delays.

One of the most frustrating aspects of custom home building is navigating the permit process—especially in the Hill Country, where jurisdiction can change from one neighborhood to the next. A lot in Boerne proper requires different permits than one in unincorporated Kendall County, even if they're just a mile apart.

Determining Your Jurisdiction

City Limits: If your lot falls within city limits of Boerne, New Braunfels, San Antonio, or other incorporated areas, that city's building department handles all permits and inspections.

Key city jurisdictions:

Unincorporated County: Lots outside city limits fall under county jurisdiction, which often means less stringent building codes but still requires permits.

County jurisdictions:

Extraterritorial Jurisdiction (ETJ): Some areas fall within a city's ETJ—not inside city limits but subject to certain city regulations. This gray area can be confusing, so verify your specific situation early.

Spa-style primary bathroom with freestanding tub, wood vanity, and in-home sauna crafted by KC Custom Homes in the Texas Hill Country

Required Permits for Custom Home Construction

Building Permit: The primary permit authorizing construction of your home. Requires complete architectural and engineering plans, site plans, and proof of property ownership.

Required documentation:

  • Complete construction drawings stamped by licensed professionals
  • Site plan showing setbacks, easements, and building placement
  • Foundation engineering (typically included with plans)
  • Energy code compliance calculations
  • Stormwater management plan

Timeline: 2-6 weeks for review and approval, depending on jurisdiction and plan complexity.

Electrical Permit: Required for all electrical work. Your electrician typically handles this application, but it's coordinated with the overall building permit.

Plumbing Permit: Covers all plumbing installation, from rough-in to fixtures. Like electrical, usually handled by your plumber but coordinated with general construction.

Mechanical Permit: Required for HVAC installation. Energy code compliance is increasingly stringent in Texas, requiring detailed calculations and properly sized equipment.

Septic System Permit: If you're installing a septic system, you'll need a separate permit from TCEQ through your county office. This requires a site evaluation, system design by a licensed professional, and often involves separate inspections.

Application process:

  • Site evaluation by licensed site evaluator
  • System design based on soil conditions and wastewater volume
  • TCEQ permit application through county
  • Approval timeline: 2-4 weeks typically
  • Installation inspection before backfilling
  • Final inspection after installation complete

Driveway and Access Permits: Most jurisdictions require permits for new driveways, particularly where they connect to public roads. Requirements often include proper culverts, drainage considerations, and sight distance requirements.

Understanding the Inspection Schedule

Throughout construction, your project will require numerous inspections to ensure code compliance. Missing inspections or failing them causes delays and additional costs.

Typical inspection sequence:

  • Foundation inspection: Before concrete pour
  • Framing inspection: After structure complete, before insulation
  • Rough-in inspections: Electrical, plumbing, mechanical before drywall
  • Insulation inspection: Before drywall installation
  • Final inspections: Each system plus overall building final

The advantage of working with an experienced custom home builder like KC Custom Homes is that we handle all permit applications, inspections, and compliance requirements as part of our comprehensive building service. With 25+ years in the Hill Country, we know exactly what each jurisdiction requires and how to keep your project moving smoothly through the approval process.

Site Optimization: Making the Most of Your Hill Country Lot

Beyond the legal and utility requirements, thoughtful site planning maximizes your lot's natural advantages and creates a home that's perfectly suited to Hill Country living.

Orientation for Views, Sun, and Wind

Hill Country lots often offer spectacular views—whether it's rolling hills, distant vistas, or mature oak trees. Your home's placement and window design should capture these views from the rooms where you'll appreciate them most.

Solar considerations:

  • South-facing exposure: Provides natural light and passive solar heating in winter
  • Western exposure: Beautiful sunset views but requires sun control in summer
  • Northern exposure: Consistent, cooler light ideal for home offices or art studios
  • Eastern exposure: Morning light in bedrooms and breakfast areas

Prevailing winds: Understanding wind patterns helps position outdoor living spaces, plan natural ventilation, and protect from severe weather. In the Hill Country, prevailing winds typically come from the south and southeast.

Privacy and Natural Features

Tree preservation: Mature oak, pecan, and elm trees are treasures worth designing around. Not only do they provide shade and beauty, but many Hill Country communities have tree preservation ordinances requiring protection of trees above certain diameters.

Strategic positioning:

  • Orient private spaces (bedrooms, master suite) away from neighboring properties
  • Use natural vegetation as screening where possible
  • Consider two-story homes' impact on neighbors' views
  • Plan outdoor living areas for maximum privacy

Driveway and Fire Access Planning

Don't underestimate the importance of driveway design—especially on larger Hill Country lots with significant grade changes.

Key considerations:

  • Maximum slope requirements (typically 10-15%)
  • Minimum width for fire truck access
  • Turnaround requirements for lots over certain lengths
  • Material selection for durability and aesthetics
  • Drainage alongside drive to prevent erosion

Fire safety requirements: Many Hill Country jurisdictions require:

  • Turnaround capability for fire trucks on longer driveways
  • Minimum driveway width (often 12-16 feet)
  • Specific grade limitations
  • Fire department connection accessibility
  • Adequate water supply for firefighting

Ready to see how we've optimized site planning across diverse Hill Country lots? Our portfolio showcases custom homes where thoughtful site selection and orientation create extraordinary living experiences. Schedule a consultation to discuss how we can maximize your lot's potential.

Custom Hill Country bathroom featuring gray cabinets, marble tile shower, and wood-look flooring designed by KC Custom Homes

Frequently Asked Questions About Hill Country Pre-Construction

Q: How much does pre-construction due diligence typically cost?

A: Budget $5,000-$12,000 for essential surveys, soils reports, and site evaluations before design begins. Specific costs include boundary/topo survey ($1,500-$3,000), geotechnical soils report ($1,500-$3,500), septic site evaluation if needed ($400-$800), and utility connection feasibility ($500-$1,500). This investment prevents far more expensive problems during construction.

Q: Can I start designing my home before completing all due diligence?

A: While preliminary design can begin, finalizing your floor plan before confirming soils, utilities, and building envelope often results in costly redesigns. We recommend completing at least boundary survey, soils report, and utility availability before investing heavily in architectural plans.

Q: Do I need a survey if the seller provided one?

A: Always get a current survey for construction purposes. Older surveys may not show recent easements, encroachments, or topographic details your architect and engineer need. Most lenders also require a current survey for construction financing.

Q: How long does the permit process take in the Hill Country?

A: Timeline varies significantly by jurisdiction. City permits typically take 2-6 weeks for initial review, while county permits may be faster but with fewer requirements. HOA architectural review adds 30-60 days. Total time from application to approval: 6-12 weeks typically, though complex projects can take longer.

Q: What happens if my lot can't support my dream home plan?

A: This is exactly why pre-construction due diligence matters. If soil conditions, setbacks, or utility limitations create constraints, experienced custom home builders like KC Custom Homes redesign to work within those parameters while still achieving your vision. The key is discovering limitations before finalizing plans.

Q: Are septic system requirements different for larger homes?

A: Yes, septic system sizing is based on the number of bedrooms and expected wastewater volume. A 5-bedroom home requires a larger system and more drain field area than a 3-bedroom home. This affects both cost ($4,000-$8,000+ difference) and the footprint needed for the system.

Q: Do I need special insurance during the pre-construction phase?

A: Once you own the lot, you should maintain vacant land insurance. When construction begins, your builder should carry builder's risk insurance covering the project. Verify insurance requirements with your lender and discuss coverage with your builder before work starts.

Q: Can setbacks or HOA rules be waived or modified?

A: Setback variances are sometimes possible through local zoning boards, but approval isn't guaranteed and adds time and cost. HOA rules are typically more rigid, though architectural review committees may allow modifications if you can demonstrate compliance with overall community standards. Don't assume flexibility exists—plan within existing requirements.

Ready to Start Your Hill Country Custom Home Journey?

Pre-construction planning is where successful custom home projects begin. By thoroughly understanding your lot's characteristics, regulatory requirements, and infrastructure needs before design starts, you set the foundation for a smooth building process and a home that perfectly suits both your vision and your land.

At KC Custom Homes, we've spent over 25 years guiding Hill Country families through every phase of the custom home building process—from initial lot evaluation through final walkthrough. Our comprehensive building approach ensures nothing is overlooked, your budget remains realistic, and your timeline stays on track.

Take the Next Step

Whether you already own your Hill Country lot or are still searching for the perfect site, we're here to help you navigate the pre-construction process with confidence.

Schedule your complimentary site consultation:

During your consultation, we'll:

  • Review your lot's survey and site characteristics
  • Discuss utility availability and infrastructure requirements
  • Explain applicable setbacks, easements, and regulations
  • Provide preliminary guidance on home placement and orientation
  • Outline the complete pre-construction and building timeline
  • Answer all your questions about building in the Hill Country

Explore Our Work

Curious how we've successfully navigated these same considerations across diverse Hill Country lots?

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Stay updated on Hill Country custom home building insights, design inspiration, and local market information:

The Hill Country offers some of Texas's most beautiful building sites, but successful custom home projects require careful preparation. Don't let avoidable issues derail your dream home timeline or budget. Contact KC Custom Homes today to ensure your pre-construction planning sets you up for success.

KC Custom Homes - Award-winning custom home builder serving the Texas Hill Country including Boerne, New Braunfels, San Antonio, and surrounding communities since 1998. Specializing in thoughtful site planning, comprehensive pre-construction services, and fully custom home designs that honor the natural beauty of the Hill Country.

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